header-image3x

TEAM® Norway

TEAM® is an innovative group life and disability Solution for your employees.

TEAM® Norway is an innovative group solution for the Norway domestic market, which is structured as corporate life and disability solution, where the group policy is made available to employers for subscription. The product is fully in line with local legislation and standard design offered in Norway.

This product is placed in the Norway market with our partner – Norwegian Underwriting Agency AS (NUA), where NUA act as underwriting agent on behalf of Zurich for various products.

We provide insurance cover within the following benefits:

  • Group Life benefit, as lump sum death benefit - mandatory coverage of at least NOK 10,000
  • Permanent Total Disability, as lump sum disability benefit
  • Temporary Total Disability, as income (sick pay salary) reduced for benefit from National Insurance Scheme

The structure is that employers are paying directly for the covers with employees (or beneficiaries in line with local requirements) are having direct claim rights towards the insurer.

TEAM® is an employer-funded insurance product without medical underwriting structured to comply with the demands and regulation that applies in Norway. Flexible solutions with simplified administration and significant reduction of operational costs.

Why choose TEAM®?

Peace of mind and protection that only you can provide your employees

Helps recruit and retain skilled employees in a competitive labour market

No health checks* or consideration of pre-existing medical conditions

The single TEAM policy is easier to manage with simple set up and administration processes

Annual renewals for more flexibility to suit your business compensation strategy

Quick and efficient claims handling

Attractive premiums, immediate and high level of covers for your entire workforce

Utilises Zurich's global and award winning experience of group schemes

Contact us

Nicolas-De-Molling

Nicolas de Molling

Distribution & Customer Relationship Manager / Nordic Region

+352 661 910 780

nicolas.demolling@zurich.com
case study

Good connection:

Rely on Zurich protection for your employees